American Bank Business Finance blog article

February 21, 2023

How does Accounts Receivable Financing differ from lending?

Commercial banks offer a variety of funding options for business, but mostly short-term and long-term debt, and then not all companies will qualify. A great alternative is accounts receivable financing, or factoring, a tool for improving cash flow through the purchase of credit-worthy, business-to-business invoices. Accounts receivable are short-term assets…

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